Hello 2026!,

New year, new opportunities, new YOU. This is your moment to take control of your money, your choices, and your future. Whether it’s smarter spending, building wealth, or starting that dream project you’ve got this.

2026 is the year to invest in yourself and trust that every small step counts. Let’s make it happen together!

Interest Rates

With interest rates starting to come down, things are getting interesting, in a good way. Lower rates often give the stock market a little boost because borrowing becomes cheaper, businesses can invest more, and investors start looking for better returns than cash alone.

On the flip side, savings accounts may not feel quite as generous as rates fall, meaning the interest on cash could slowly shrink. This is where balance matters, cash still has a role, but it’s also a reminder to think about how and where your money is working for you, not just where it’s sitting. In short, cheaper borrowing can lift markets, savers need to be more intentional, and strategy beats standing still every time.

I’m so excited and I just cant hide it!!

Whilst there will likely be just one live Financial Freedom course this year, I want you to know, it doesn’t stop there!!!

Over the past year, I’ve been listening closely to your feedback, questions, and conversations, particularly from Millennials, Gen Z, and small business owners. A clear theme has emerged.

Many of you are building things. Some of you are earning well (or close to it).  You’re capable, ambitious, and forward-thinking.

But when it comes to tax, financial structure, and long-term planning, it often feels unclear, reactive, or unnecessarily stressful.

You don’t need more information. You need support that grows with you. So this year, I’ve been working on something new, and I’m genuinely so excited about it.

Launching later this year!!!!!

It’s being created for people who:

  • Are thinking about starting a business

  • Already run a business but want tax to feel planned, not surprising

  • Want their business and personal finances to actually work together

  • Want to build wealth intentionally, not accidentally

  • Want to understand Investments in more detail from a qualified professional

  • Want to develop strategies to get on the property ;adder or purchase investment properties 

 Inside the membership will be guidance around:

  • Running your business finances effectively

  • Understanding how tax works within your business and how to automate for it

  • Structuring your personal finances alongside your income

  • Getting started with investing

  • Thinking clearly about long-term wealth and retirement 

  • Understanding how to invest and strategies to investing

    and so much more….

A key part of the membership will be quarterly 121 Coaching for every member, something I’m particularly excited about.

For context, my 121 coaching normally costs £120 per hour. 

As part of the membership, you’ll receive four sessions across the year, alongside training and resources at a cost designed to be significantly more accessible than booking those sessions individually.

The objective is simple:

That you grow year on year, gain clarity and confidence, and begin to build lasting wealth.

I wish I could tell you more right now because honestly, I’m so excited about what this could become, but for now, if this sounds like something that would support you in this season, you can register your interest below.

Register your interest (No obligation, it simply gives you early access and helps shape the final offer.)

More soon………

Last Live Course for 2026!!!

2026 Financial Freedom - Last Live Course for the year!

Ready to start 2026 with clarity, confidence, and a plan to take control of your money? Our 5-session course is here and it’s the only live one this year!

🗓 Course Dates:

  • Tuesday 27th January 2026

  • Tuesday 3rd February 2026

  • Tuesday 10th February 2026

  • Tuesday 17th February 2026

  • Tuesday 24th February 2026

📱 Digital handouts provided via WhatsApp. Printed copies available for purchase.

Don’t wait, share with anyone ready to make 2026 the year of financial freedom!

Recommended Reading: Books to Inspire Your Financial Growth

As we step into 2026, why not make feeding your mind part of the plan? Not hustle harder, not do more, just grow deeper. One book a month, that’s it. Twelve books, twelve fresh perspectives, twelve chances to sharpen your thinking, stretch your faith, and strengthen your financial confidence. Imagine where you’ll be this time next year, clearer, bolder, and better equipped to make decisions that actually serve your future. Join the Manna Reading Challenge and let 2026 be the year your bookshelf quietly upgrades your life.

Here are a few gems worth adding to your reading list this year:

Coming Soon: 15/01/2026

Speak Up by Hayley Mulenda Record

Your voice was never meant to expire with you.

Speak Up is a powerful reminder that public speaking is not about performance, it’s about purpose. Hayley Mulenda Record shows how conviction, clarity, and values-led communication can create messages that outlive you. Blending practical guidance with inspiration from iconic voices like Martin Luther King Jr. and Rosa Parks, this book is perfect for anyone ready to speak with courage and build a message that truly matters.

The Millionaire Fastlane – by MJ Demarco

The Millionaire Fastlane challenges the “work, save, wait” approach to money and offers a bold alternative to financial mediocrity. In this 10th Anniversary Edition, MJ DeMarco explores why relying on jobs, markets, and pensions is a risky game, and how intentional value creation can fast-track financial independence. A mindset-shifting read for anyone tired of leaving their future to hope.

We'd love to hear from you! What are your financial goals for 2026? What money topics would you like us to cover in future newsletters? Reply to this email and let us know!!

Final Thoughts…..

As you go into the weeks ahead, remember this, growth rarely announces itself loudly. It happens in the small, intentional choices we make when no one is watching. The book you open, the thought you challenge, the habit you commit to, the belief you finally let go of. Don’t underestimate what steady, values-led growth can do over time.

A year from now, you won’t just have more information, you’ll have more clarity, more confidence, and more agency over the life you’re building. Choose wisely what you feed your mind, because what you nurture today quietly shapes who you become tomorrow.

With Love,

Natasha

Founder | Manna Financial Freedom CIC

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